Once a bank statement document is uploaded, the processing and extraction will generate high-quality structured data. You can retrieve banking data using Sikoia's Banking solution. This data can also be leveraged for Income & Employer Verification, Affordability Insights, and Completeness Checks.

Bank Statement Criteria

Uploaded bank statement documents must meet the following criteria:

• Statements must be from one of the UK banks listed below. We support current accounts, savings accounts, credit cards and in many cases business accounts and cash ISAs.
  • Accounts may be joint or individual accounts.
  • Mortgages, other loans and investment accounts are not currently supported.
• Statements must be PDF format. Best results are obtained from the official bank PDF statements downloaded directly from the bank's website or mobile app.
  • Statements should be in their original, unaltered form and include every page. Statements which have been edited, annotated, amended or changed cannot be used.
  • Photos and scans of printed statements are not supported, even if the resulting file is a PDF.
  • If you are viewing a statement in a web browser, make sure you download or save it ("Save as PDF"). Don't print it to a PDF file.
    • This is particularly important under Windows because the virtual printer "Microsoft Print to PDF" converts the original PDF to images that cannot be processed.
• We can often handle several statements merged into a single PDF, though this is not guaranteed.
• Statement must be unencrypted. Any files submitted with encryption will not be handled.

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Web browsers may alter the documents if viewed in the browser and then saved, either directly or via a “Print to PDF” function. Always choose "Save as PDF" rather than "Print to PDF".

Supported Banks

We can extract statements from most UK banks.

The table below shows which banks are supported for the official monthly statements for current accounts and credit cards.

We also support many other types of bank statements, including: "transaction list" formats from banks' Internet Banking websites; business accounts; savings accounts; and some ISA statements.

To enquire about enabling other banks, particular statement formats, or other types of accounts, please send a Support ticket with details of your requirements and ideally a sample of the statement.