Income Types

Below is a summary of the available income_types which can be returned as part of the verification.

Income Type	Description
Employment	Refers to income that comes from full or part time employment. Includes salary, commission, overtime, allowances and stipends.
Self-Employment	Refers to income that comes from self-employment. This could be via a partnership, sole trader, or limited company. Includes salary, dividends, net profits.
Employment and/or Self-employment	Refers to income that comes from either full time or part time employment or from self-employment. This category is used when the income is a form of wage or salary but it cannot be determined whether the income is from employment or self-employment.
Benefits	Refers to income from benefits such as child benefits, universal credit, state disability benefit.
Pensions	Refers to income from a private or state pension plan.
Pensions and/or Benefits	Refers to income that comes either from pensions or benefits. This category is used for income from the UK pensions and state in scenarios in which when it cannot be determined whether the income is from pensions or benefits.
Property	Refers to property related income. Includes rental income.
Other	Refers to income from any source that could not be identified or could not be allocated to one of the categories above.

Monthly Gross Pay Categories

Within the additional details section, monthly_gross_pay for Employment income is broken down into the following categories:

Category	Description
Basic Pay	The standard salary or wages received by an employee for their regular hours worked.
Commission Pay	Compensation based on a percentage of sales or revenue generated by an employee, commonly utilised in sales roles where employees earn a percentage of the value of goods or services sold.
Car Allowance Pay	Compensation provided to employees to cover expenses associated with using personal vehicles for work-related purposes, typically provided as a fixed monthly amount.
Overtime Pay	Compensation provided to employees for working beyond standard hours in a workweek.
Parental Pay	Compensation provided to employees during maternity or paternity leave periods through employer-provided or through government schemes.
Sick Pay	Compensation provided to employees who are unable to work due to illness or injury. The eligibility criteria and duration of sick pay may vary depending on company policies.
Shift Allowance	Compensation provided to employees for working shifts outside normal business hours or in challenging conditions.

Note that some items within monthly gross pay may not be categorised so the sum of all the categories will not always be equal to the figure found in monthly_gross_pay.