Within the overview summary, income and expenditure are broken down by the following groups and categories:
Category | Description |
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Regular wage and salary | Net income from wages and salary |
Benefits | Net income from benefits including child benefits |
Other income | Net income from any other sources such as rental or pension income |
Category | Description |
---|
Mortgage and rent | All mortgage and rental related costs |
Transportation and travel | Costs such as car loans, car maintenance, commuting, flights and hotels |
Utilities | Expenses such as water, gas, electricity, phone, broadband |
Groceries and shopping | Expenditure on food and other supermarket retailer spend |
Credit cards and loans | Payments for personal loans and credit cards |
Cash withdrawal | ATM or other cash withdrawals |
Insurance premiums | Payments for various insurance types such as home insurance, pet insurance, accident insurance |
Petcare | Costs related to pet food and maintenance |
Tax | Taxes paid including council tax |
Other essential expenditure | Any other essential expenses not categorised above (e.g., childcare) |
Category | Description |
---|
Entertainment | Spend at restaurants, bars, etc. |
Satellite TV and subscriptions | Spend for TV and online services such as Netflix and Amazon Prime |
Savings | Transfers to dedicated savings accounts |
Gambling | Expenses or income related to gambling |
Shopping | Spend on general retailers, online shopping, clothing etc |
Other non-essential expenses | Any other non-essential expenditure not categorised above |
Category | Description |
---|
Other | Miscellaneous expenditures not categorised above |
Other Inflows | Incoming transfers not categorised above |
Transfers | Transfers between accounts |
The following indicators are returned as part of the overview:
Indicator | Description |
---|
Benefits | Transactions evidencing the receipt of benefit payments |
Children | Transactions showing evidence of children or dependents |
Gambling | Transactions evidencing income or expenditure associated with gambling institutions |
High value transactions | Any single transaction equal to or above £10,000.00 |
Insurance | Transactions evidencing payments in relation to an insurance premium |
Loans (excluding credit cards) | Transactions relating to loans |