Within the overview summary, income and expenditure are broken down by the following groups and categories:
| Category | Description |
|---|
| Regular wage and salary | Net income from wages and salary |
| Benefits | Net income from benefits including child benefits |
| Other income | Net income from any other sources such as rental or pension income |
| Category | Description |
|---|
| Mortgage and rent | All mortgage and rental related costs |
| Transportation and travel | Costs such as car loans, car maintenance, commuting, flights and hotels |
| Utilities | Expenses such as water, gas, electricity, phone, broadband |
| Groceries and shopping | Expenditure on food and other supermarket retailer spend |
| Credit cards and loans | Payments for personal loans and credit cards |
| Cash withdrawal | ATM or other cash withdrawals |
| Insurance premiums | Payments for various insurance types such as home insurance, pet insurance, accident insurance |
| Petcare | Costs related to pet food and maintenance |
| Tax | Taxes paid including council tax |
| Other essential expenditure | Any other essential expenses not categorised above (e.g., childcare) |
| Category | Description |
|---|
| Entertainment | Spend at restaurants, bars, etc. |
| Satellite TV and subscriptions | Spend for TV and online services such as Netflix and Amazon Prime |
| Savings | Transfers to dedicated savings accounts |
| Gambling | Expenses or income related to gambling |
| Shopping | Spend on general retailers, online shopping, clothing etc |
| Other non-essential expenses | Any other non-essential expenditure not categorised above |
| Category | Description |
|---|
| Other | Miscellaneous expenditures not categorised above |
| Other Inflows | Incoming transfers not categorised above |
| Transfers | Transfers between accounts |
The following indicators are returned as part of the overview:
| Indicator | Description |
|---|
| Benefits | Transactions evidencing the receipt of benefit payments |
| Children | Transactions showing evidence of children or dependents |
| Gambling | Transactions evidencing income or expenditure associated with gambling institutions |
| High value transactions | Any single transaction equal to or above £10,000.00 |
| Insurance | Transactions evidencing payments in relation to an insurance premium |
| Loans (excluding credit cards) | Transactions relating to loans |
