Consumer

What it Does

Sikoia's consumer credit report solution enables you to access credit reports for individuals, helping you verify a person's identity and address history and assess their creditworthiness through their credit score and credit history. This supports onboarding, KYC, affordability, and risk assessment workflows, and complements other External Data Sources such as company credit reports and PEPs & Sanctions screening.

How it Works

Consumer credit reports are currently available directly from the Sikoia portal.

1. Create a Case & Add a Person: Create a case and add a person to the case.
2. Request a Consumer Credit Report: Request a consumer credit report for the person from the Sikoia portal.
3. Review the Report: View and download the completed report directly from the portal.

📘

Consumer credit reports are retrieved from trusted credit reference providers and normalised into Sikoia's standard format, so you receive consistent, verified data ready for review.